Terms & Conditions

Last updated October 10th 2023

 

The following Terms of Use are entered into by and between You and Mihaela Hozmache Life Coach & Teacher (“Company”, “we”, or “us”). 

The following terms and conditions, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern your access to and use of www.mihaelahozmache.com and https://mihaela-hozmache.mykajabi.com/store , including any content, functionality and services offered on or through www.mihaelahozmache.com and https://mihaela-hozmache.mykajabi.com/store (the "Website"), whether as a guest or a registered user.

 

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein for reference. If you do not agree to these Terms of Use, you must not access or use the Website. 

 

The services of our Company are offered and available only to users who are 18 years of age or older. By using this Website, you warrant that you are of legal age to enter into a binding contract with the Company and meet all its requirements. If you do not meet all these requirements, you must not access or use the Website.

 

Changes To the Terms Of Use

 The Company reserves the right to revise and update these Terms of Use from time to time at our own discretion. All changes are effective immediately as they are posted and apply to all access to and use of the Website after that. If you continue to use the Website following the posting of the updated Terms of Use, it means that you accept and agree to the revisions. It is your responsibility to check this page from time to time and make yourself aware of any changes, as they are binding to you.

 

Privacy

When you use the Website, you must also comply with our Privacy Policy. Please review our Privacy Policy, which applies to the website and informs you of our data collection practices. These Terms of Use imply your agreement to the Privacy Policy.

 

Accessing to the Website and account security

Our Company reserves the right to withdraw or amend the Website and any product or service we provide on it at our own discretion without notice. The Company will not be liable if for any reason all or any part of the Website is unavailable at any time and for any period of time. Occasionally, we might restrict users, including registered users, access to some parts of the Website, or the Website in its entirety.

In order to access the Website or some of its features or resources it offers, you may be required to provide registration details or other information. This information must be correct, current, and complete to be able to use the Website or some of its downloadable resources. You agree that the information you provide when registering with the Website, is governed by our Privacy Policy, and you consent to all actions we take regarding your information as described in our Privacy policy.

As part of our security procedures, you may choose or be provided with a user name, password or any other piece of information. You agree to treating such information as confidential. You must not disclose it to any other person or entity. You acknowledge that your account is personal to you and agree not to provide access to this Website or any portions of it to any other individual using your user name, password or other security information. You must notify us immediately of any unauthorized access to or use of your user name, password or any other security breach. You agree to sign out of your account at the end of each session. Especially when using a public computer, you should use particular caution when handling your account, to ensure that individuals with unauthorized access are not able to view, download or record your password or other personal information.

Our Company reserves the right to disable any user name, password or other identifiable information whether chosen by you or provided by the Company, at any time and at our sole discretion for any or no reason, including if, in our opinion, the provisions of our Terms of Use have been violated by you.

 

For educational and informational purposes only

The content provided on our Website and the resources available for download through our Website are for educational and informational purposes only. The information contained on this Website and the resources available for download through this Website are not intended as and should not be understood as medical or health advice. 

 

Accuracy and personal responsibility

We have done our best to ensure that the content provided on this Website and the resources available for download are accurate and provide valuable information. However we cannot guarantee the accuracy of the information.

Neither the Company nor any of its owners or employees shall be held liable or responsible for any omissions or errors on this Website or for any damage you may suffer as a result of failing to seek competent advice from a professional who is familiar with your situation.

You take full responsibility for any harm or damage you might suffer as a result of the use or non-use of the content provided on our Website or the downloadable resources available on our Website. By using our Website, you take full personal responsibility for the results of your actions.

 

Unlawful or prohibited use and intellectual property

Strictly in accordance with these Terms of Use, you are granted a non-exclusive, non-transferable, revocable license to access and use the Website and the resources available for download on the Website.

You are only allowed to use the Website, provided that you warrant the Company that you will not use the Website or any of the resources available for download from the Website for any purpose that is unlawful or prohibited by these Terms of Use.

All the content included in the delivery of our products and services, such as text, logos, graphics, images as well as any compilation of them, and any software used on the Website, is the property of the Company or its suppliers and protected by copyright and other laws to protect intellectual property and proprietary rights. By using our products and services you agree to abide by all the copyright and other proprietary notices, legends or other restrictions contained in any of them.

You will not alter, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Website or any of the resources available for download from the Website. 

Our Company’s content is not for resale. You are not entitled to make any unauthorized use of any protected content, and specifically, you will not delete or alter any proprietary rights or attribution notices in any content.

You will only use our protected content for your individual purposes. You will make no other use of the content without the express written permission of the Company. You agree that you do not acquire any ownership rights in any protected content. Our Company does not grant you any licenses, express or implied, to the intellectual property of the Company or our licensors except as expressly authorized by these Terms.

 

No guarantees as to results

You agree that we have not made any guarantees about the results of taking any action, whether recommended on this Website or not. The company provides educational and informational content that is intended to help our users in their personal development. However, you acknowledge that your success or failure will come as a result of your own efforts, your particular circumstances and various other factors beyond the control and/or knowledge of the Company.

You also acknowledge that prior results do not guarantee a similar outcome. Therefore, the results obtained by other clients of the Company or otherwise who applied the principles set out in this Website are no guarantee that you or any other person or entity will obtain the same results.

 

Testimonials

In order to inspire other individuals, we occasionally share success stories or words of praise to our products and services.

By providing comment to the Company, you grant the Company permission to use this as testimonials in marketing materials and/or for promotional purposes. This includes but is not limited to unofficial testimonials, words of praise, the sharing of success stories or outcomes, public posts or posts on social media, via email, and/or direct messages with Mihaela Hozmache. Your name will be retracted where explicit permission has not been granted to share your details. Where a testimonial or comment may be sensitive, we will of course apply discretion and not share this if it is personal in nature.
 

Use of paid masterclasses, programs, and associated materials

Our Company occasionally  provides various courses, programs, and associated material for sale on this Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our courses, programs, and associated material (collectively the “Courses”) for your own personal use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Courses in any manner. 

By purchasing Courses, you agree that the Courses you purchase or download may only be used by you for your personal use and may not be sold or redistributed without the express written consent of the Company.

By purchasing Courses, you also agree that you shall not create any derivative work based upon the Courses and you shall not offer any competing products or services based upon any information contained in the Courses.

 

Use of free downloadable content

The Company provides various resources on this Website, which users may access by providing an e-mail address. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our resources provided in exchange for an email address (the “Freemium Content”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Freemium Content in any manner. 

By downloading the Freemium Content, you agree that the Fremium Content you download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.

By downloading the Freemium Content, you further agree that you shall not create any derivative work based upon the Freemium Content and you shall not offer any competing products or services based upon any information contained in the Freemium Content.

 

Guests

The Company may occasionally provide information from a third party in the form of a podcast guest interview, interview on other platform, guest blog post, or other medium. We do not control the information provided by such third-party guests, and are not responsible for investigating the truth of any information provided, and cannot guarantee the veracity of any statements made by such guests.

Individuals who agree to appear as guests on any podcast offered by the Company agree to transfer all intellectual property rights they may have in any such interviews to the Company and further provide a license to any rights they are unable to assign. 

  

Money-Back Guarantee

For certain products or services, our Company provides a money-back guarantee.  Unless the terms of a specific product or service specify otherwise, that money-back guarantee is governed by the following terms.

With respect to any purchase covered by such a money-back guarantee, you must request your money back within 7 days of the purchase. You may request your money back by emailing [email protected].

That email must contain information about the product you purchased, the date of the purchase, and the email and name associated with any such purchase. You are not required to submit any proof that you have completed any work or meet any other requirements.

Once our Company has determined that you are entitled to a refund according to this policy, we will promptly issue an instruction to our payment processor to issue the refund. We do not control our payment processor and will not be able to expedite any refunds.

Receiving a refund of any purchase through this money-back guarantee, result in the immediate termination of any and all licenses granted to you to use our materials under these Terms of Use or any other agreement.

Therefore, you must immediately stop using the materials and destroy all copies of the information provided to you, including but not limited to: video recordings, audio recordings, workbooks, template documents, slide shows, membership areas, social media groups limited to paying members, and other resources. 

If the money-back guarantee is abused to gain access to multiple products and the requesting a refund and warnings are not adhered to, future refunds will be declined.

 

Limited Liability

You agree that the Company is absolved of any and all liability or loss that you or any person or entity associated with you may suffer or incur as a result of use of the information contained on our Website and/or the resources you may download from our Website.  You agree that the Company shall not be liable to you for any type of damages, including direct, indirect, special, incidental, equitable, or consequential loss or damages for use of this website.

The content, software, products, and services included in or available through the Website may include typographical errors or inaccuracies. We might periodically make changed to the information provided herein. Our Company and/or its suppliers may make improvements and/or changes in the website at any time.

The Company and/or its suppliers make no representations about the suitability, reliability, availability, timeliness, and accuracy of the information, software, products, services and related graphics contained on the website for any purpose. To the maximum extent permitted by applicable law, all such information, software, products, services and related graphics are provided "as is" without warranty or condition of any kind. The company and/or its suppliers hereby disclaim all warranties and conditions with regard to this information, software, products, services and related graphics, including all implied warranties or conditions of merchantability, fitness for a particular purpose, title, and non-infringement.

 

Dispute Resolution

 You agree to expressly waive any and all claims you may have, now or in the future, arising out of or relating to this Website, the Company, any and all contracts you enter into with the Company, and any and all of the Company’s products and services. To the extent that you attempt to assert any such claim, you hereby expressly agree to present such claim only in the courts that are geographically located in Cyprus.

 

International Users

This Website and our products and services are operated and administered by the Company from our office within Cyprus. If you access the Service from a location outside Cyprus, you are responsible to comply with all local laws. You agree that you will not use our Company content accessed through the Website in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

  

Termination and access restriction

We reserve the right, at our own discretion, to terminate your access to the Website and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, and you hereby consent to resolve any and all disputes arising under or related to this Website or the Terms of Use pursuant to the Dispute Resolution Clause above. Use of the Website is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

 

Contact Us

The Company welcomes your questions or comments regarding the Terms:

Email Address: [email protected]